Credit Manager - Commercial Vehicles
US-CA-Santa Ana
careers
Req #: 2538
Type: Regular Full-Time
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Responsibilities: About Veros Credit Veros Credit is a dynamic and growing auto finance company committed to providing flexible and competitive financing solutions. We support a broad range of dealerships and customers across the U.S., with a strong emphasis on innovation, performance, and customer service. As we expand into the commercial vehicle financing space, we're seeking a knowledgeable and motivated Credit Manager - Commercial Vehicles (Class 1 through Class 3) to help lead and shape this initiative. Position Summary The Credit Manager - Commercial Vehicles (Class 1 through Class 3) will oversee the credit evaluation process for our commercial vehicle loan portfolio, specifically targeting Class1 and up to Class 3 vehicles. This individual will underwrite complex credit applications and ensure that credit decisions align with company policies and risk appetite. The ideal candidate brings a strong background in commercial auto or equipment lending and a keen ability to balance risk and growth. Key Responsibilities * Evaluate and approve credit applications for commercial vehicles (Class 1 through Class 3), ensuring adherence to credit policies and risk appetite. * Collaborate with sales and dealer relationship teams to structure deals that meet client needs while maintaining portfolio quality. * Monitor and adjust credit policy as needed based on performance data, economic trends, and industry changes. * Review commercial borrower financials, business structures, and supporting documentation to assess creditworthiness. * Identify opportunities for automation and efficiency in the underwriting process. * Ensure compliance with all internal policies and external regulations (e.g., ECOA, FCRA). * Provide regular reporting on credit quality, trends, and team performance to senior leadership. * Other duties as assigned. Qualifications * Bachelor's degree in Finance, Business, Accounting, or related field. * 5+ years of experience in commercial credit, ideally within auto finance, equipment leasing, or commercial lending. * Strong understanding of underwriting principles related to small business or commercial vehicle loans. * Familiarity with analyzing financial statements, business tax returns, and cash flow. * Strong attention to detail, with a high level of integrity and decision-making ability. * Excellent communication and interpersonal skills. Why Join Veros Credit? * Competitive compensation and performance-based incentives * Full benefits package, including health, dental, vision, and 401(k) * Employee Stock Ownership Plan (ESOP): fully funded by the company * Growth-focused and inclusive work environment * Opportunity to build and shape a growing division within the company * Work alongside industry professionals committed to excellence Drive your career forward with Veros Credit. Apply today and be part of our exciting expansion into the commercial vehicle finance market. Salary: $100,000 - $150,000 annually + Bonus Veros Credit, LLC is an equal opportunity employer. **This Organization Participates in E-Verify
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