Overview:
Being good neighbors - helping people, investing in our communities, and making the world a better place - is who we are at State Farm. It is at the core of how we operate and the reason for our success. Come join a #1 team and do some good!
Responsibilities:
Join our team as a Property Field Inspection Claim Specialist and showcase your expertise in handling accident and weather-related claims for homeowners, commercial properties, and large losses.
We are looking for an experienced and highly skilled professional to contribute to our dynamic team. You will be the first point of contact to meet with our insureds, explain coverage, estimate damages, and help them through the claims process while providing Remarkable service.
Key Responsibilities:
* Conduct on-site inspections and assessments of property damages for both residential and commercial claims
* Collaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficiently
* May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions
* Provide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally
* Gather necessary evidence, document findings, and prepare detailed reports to support the claims handling process
* Investigate and adjust both personal and commercial property claims with exposures up to $500,000
* Evaluate coverage and policy terms to determine the validity of claims and ensure compliance with local regulations
* Negotiate and settle claims within the authorized limits, considering policy provisions, industry standards, and company guidelines
Where you'll work: This position is located in Marshall, MN. Competitive candidates should reside within one of the listed zip codes and will service this same territory:55333 56019 56083 56087 56101 56110 56111 56113 56114 56115 56116 56117 56118 56119 56122 56123 56125 56128 56129 56131 56132 56134 56136 56137 56138 56139 56141 56142 56143 56144 56145 56146 56147 56149 56150 56151 56152 56153 56155 56156 56157 56158 56159 56161 56164 56165 56166 56167 56168 56169 56170 56172 56173 56174 56175 56178 56180 56183 56185 56186 56187 56214 56220 56223 56224 56229 56237 56239 56245 56255 56258 56263 56264 56266 56270 56280 56283 56287 56291 56292 56293 56294 56297
This is a Remote-Field position in which you will work from home and utilize a mobile office/vehicle for in-person appointments. Although the primary work location is in the field, with a commutable distance from home, there will be opportunities for virtual work to be completed at home. Additionally, there may be occasions where you will be required to travel outside your assigned area to assist in other territories.
Hours of operation are continually evaluated and may change based on business need. Successful candidates are able and willing to work flexible schedules and may be asked to work overtime and/or irregular hours.
Qualifications:
Competitive candidates must demonstrate:
* Experience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claims
* Strong knowledge of property insurance policies, coverage and claim handling practices
* Knowledge of both residential and commercial building construction
* Familiarity with local regulations and compliance requirements in your assigned territory
* Excellent communication and interpersonal skills to effectively interact with clients, agents, and other stakeholders
* Proven effective communication skills to handle difficult/emotional conversations with a customer-minded focus
* Proven ability to assess damages, estimate repair costs, and negotiate settlements
* Detail-oriented with strong organizational and analytical skills
* Proficient in using claims management software and other relevant tools
* Physical agility to allow for: frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spaces
* May be required to complete Rope and Harness Safety Training.
* A valid driver's license is required
Preferred:
* Bachelor's Degree in a related field or equivalent work experience
* Experience in handling complex or high-value claims
* Construction background
* Water mitigation inspection experience
* Xactimate, XactContents
Additional Details:
* Employees must successfully complete all required training, including applicable proficiency, licensing exam(s), Motor Vehicle Record (MVR) checks, and background checks required of various state(s).
* State Farm recently implemented new pre-employment assessments. Candidates that have previously taken an assessment may be asked to participate in additional testing
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