Business Loan Center Underwriter
US-PA-Lancaster
Careers
Req #: 22269
Type: Full-Time
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Overview: This is a full-time, hybrid career opportunity on our Business Loan Center team within the Fulton Bank footprint as follows: PA, NJ, MD, DE, VA, DC. Provide underwriting of commercial credit requests in the Business Loan Center (BLC). The position will have loan approval authority and will actively participate in the loan decisioning process, applying appropriate risk management strategies in compliance with the bank's risk appetite and policies and regulatory requirements. Responsibilities: * Actively participates as the primary decision maker in the loan decision process for the Business Loan Center Assists in the execution of the corporation and the banks' risk appetite. Ensures that all pertinent risks have been identified and assessed, including but not limited to credit, legal, regulatory, compliance, and operational, and that appropriate controls are established in order to mitigate these risks. Ensure that loan presentations adequately assess the risks inherent in the borrower and the loan request. Assigns risk ratings in accordance with BLC procedures. * Responsible for efficient and timely decision making for more complex loan requests submitted to the BLC and assisting in the efficient and effective operation of the BLC. Actively participates in communication between the Relationship Manager and customer where appropriate. Provides guidance and feedback to RMs and credit analysts in the BLC underwriting and decisioning process. * Maintains thorough knowledge of Fulton's credit appetite, underwriting standards, credit quality, policies and regulatory compliance requirements in addition to systems and procedures necessary for the BLC underwriting and decisioning process. * Partners with special assets group on problem loan identification. Practices early identification and effective mitigation strategies on problem loans. Qualifications: Education Bachelor's Degree or the equivalent experience. Specialty: Business or Accounting. (Required) Experience 7 or more years Banking /Financial experience. (Required) 7 or more years Commercial Credit Underwriting, Analysis and Lending authority experience. (Required)
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